保(bǎo )险公司(sī )(🆓)调(⛲)查员(yuán )(🐽)古志(📼)明（谭(tán )(🐌)咏(yǒng )(🍩)麟(lín )(🔼) 饰(shì )）在(😘)雨夜(yè )(🕸)赶回(🔱)家参加和(hé )婚期(qī )(🔧)妻(qī )(🎗)Ivy（叶(🛤)童(tóng ) 饰(shì )）(🏴)订(dìng )(🗼)婚(hūn )(🐮)四(sì )(🥩)年(nián )(💤)的(de )(😧)庆祝(zhù )，不巧(⏬)雨(🎲)天(tiān )路(lù )(❣)滑，古(gǔ )(♑)志(zhì )(📼)明(míng )(😎)险(xiǎn )些(xiē )撞(zhuàng )(⚫)到(dào )一(🕔)名(🔸)红(hóng )衣(yī )女(nǚ )(🤷)子(zǐ )(🗄)…(🛍)…Ivy为(wéi )(🙍)人(rén )脾(✳)气(qì )(🔲)火(huǒ )爆(🛹)，古志(zhì )(🚥)明(🐖)虽(suī )有(yǒu )不(📞)满(mǎn )也(yě )(🎫)只(zhī )得(dé )(🗑)忍(rěn )(😚)受(shòu )(🍮)，当(dāng )夜(😻)古(🚸)志(zhì )明(🚑)胞(🐶)弟玩(wán )(🕕)起(qǐ )了(le )(😱)碟(dié )仙游(yóu )戏，与此(🌙)同(tóng )时，名(🔩)叫(jiào )张小(xiǎo )瑜(yú )的(🛑)红(hóng )(⏯)衣女(nǚ )(🖲)子不(bú )慎(shèn )失足(zú )(🌑)坠(🎛)楼(lóu )身亡，正(zhèng )在(zài )进(jìn )(🙂)行(háng )(📙)中的(de )(✋)碟(dié )仙(xiān )(🏂)游(yóu )(🙌)戏恰好收到(dào )了(le )张(zhāng )(🙀)亡(🙉)故(💪)的(de )信号(⏰)。次日，古(gǔ )志(zhì )(👃)明(míng )(🧤)奉命(mìng )调(diào )(🤲)查(chá )(🕙)张小(😍)瑜(yú )(💠)死(sǐ )(👺)因(⛳)以(yǐ )(🏯)便进(jìn )(🎋)行(háng )理赔(péi )(🐀)，岂(qǐ )(🚴)料(liào )(🧣)连(🤖)串怪(guài )异(🌮)现象(🗳)在古的(❕)身(💝)边发生(shēng )。在(zài )(🍑)古(gǔ )(👊)志(zhì )(🛎)明(💍)和(🚗)Ivy的关系(xì )日(rì )(🐛)益紧(jǐn )张(zhāng )(🐨)之(👪)时(shí )，女鬼(🌪)张(zhāng )小(xiǎo )(🌼)瑜(yú )(🚶)现(💹)身古(gǔ )志(💯)明(😝)家(jiā )中(zhōng )(🏒)，申(shēn )明(🎥)自己(🈺)并(🤔)无恶(è )意(yì )，只(⏲)希望得到(dào )(💏)保(bǎo )险金(jīn )(🔷)赠送(sòng )(♌)邻(💸)家(jiā )女童(tóng )(🍽)，而古(gǔ )志(zhì )(🚲)明(míng )(📐)的(de )领(🌂)导(dǎo )(🔙)却(què )(🌱)示(shì )(👄)意(yì )(🐖)此案(àn )(🖍)按(🔫)照(💣)自杀(shā )(🚡)处(🌸)理(lǐ )以(⏳)免(miǎn )(🏓)去(qù )赔(🎐)付(fù )(🍁)。张(👛)小瑜(😳)出现(🎦)的(de )(📤)频(🚻)率(🍺)愈发增加(jiā )，而(ér )古(gǔ )(🧘)志(💅)明(míng )对(duì )(❓)这位乖(🕺)巧的女(nǚ )(😉)鬼(guǐ )(🚤)渐(🚩)渐(🍹)产(chǎn )生了(le )情(qíng )(💁)愫(sù )……(🧥)